Terms of Use

Agreement to Terms

By accessing and using the dune-side website and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you should not use our website or enroll in our programmes.

Description of Services

dune-side provides financial education programmes for children and adults in London. Our services include:

• Educational courses covering personal finance, investment strategies, budgeting, and retirement planning
• Online and in-person instruction
• Course materials and resources
• Educational support and guidance

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

Enrollment and Payment

When you enroll in a programme, you agree to:

• Provide accurate and complete information
• Pay all applicable fees according to the payment schedule provided
• Attend scheduled sessions or notify us of unavoidable absences
• Comply with programme rules and guidelines

Course fees are stated in British Pounds and must be paid according to the terms specified at enrollment. Payment confirms your acceptance of these Terms of Use.

Cancellation and Refund Policy

Student-Initiated Cancellation

If you cancel your enrollment before the first session, you will receive a full refund minus an administrative fee. Cancellations after the first session has occurred may result in partial refunds calculated on a pro-rata basis for unattended sessions.

Our Right to Cancel

We reserve the right to cancel programmes due to insufficient enrollment or unforeseen circumstances. In such cases, you will receive a full refund of fees paid.

Refund Processing

Approved refunds will be processed within 14 business days to the original payment method.

Educational Content Disclaimer

The information provided through our programmes is for educational purposes only and should not be considered professional financial advice. You acknowledge that:

• Course content does not constitute personalized financial, investment, or legal advice
• Individual financial decisions should be made in consultation with qualified professionals
• We do not guarantee specific financial outcomes from applying learned concepts
• Financial markets and personal circumstances vary, affecting results
• Past performance or examples discussed do not guarantee future results

Intellectual Property Rights

All content on this website and in our courses, including text, graphics, logos, course materials, and software, is the property of dune-side or our content suppliers and is protected by intellectual property laws.

You may not:

• Reproduce, distribute, or publicly display course materials without permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorization
• Remove copyright or proprietary notices from materials

Enrolled students receive a limited license to use course materials for personal educational purposes only.

User Conduct

When using our services, you agree to:

• Treat instructors and other participants with respect
• Not disrupt educational sessions or harass others
• Not share login credentials or course access with non-enrolled individuals
• Not use services for any unlawful purpose
• Not attempt to gain unauthorized access to our systems

We reserve the right to terminate access for users who violate these conduct standards.

Limitation of Liability

To the fullest extent permitted by law, dune-side shall not be liable for:

• Financial losses resulting from decisions made based on course content
• Indirect, incidental, consequential, or punitive damages
• Loss of profits, revenue, data, or business opportunities
• Interruptions or errors in service delivery

Our total liability for any claims arising from our services shall not exceed the amount paid by you for the specific programme giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless dune-side, its instructors, and affiliates from any claims, damages, losses, or expenses arising from:

• Your violation of these Terms of Use
• Your use of our services
• Your violation of any rights of another party

Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in that policy.

Third-Party Links

Our website may contain links to third-party websites or resources. These links are provided for convenience only. We do not endorse and are not responsible for the content, accuracy, or practices of third-party sites.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page with an updated revision date. Your continued use of our services after changes constitutes acceptance of the modified terms.

For significant changes affecting enrolled students, we will provide reasonable notice via email.

Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to conflict of law principles. Any disputes arising from these terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Entire Agreement

These Terms of Use, together with our Privacy Policy and any programme-specific terms provided at enrollment, constitute the entire agreement between you and dune-side regarding the use of our services.

Force Majeure

We shall not be liable for any failure or delay in performing obligations due to circumstances beyond our reasonable control, including natural disasters, acts of government, strikes, or technical failures.

Contact Information

For questions about these Terms of Use, please contact us at:

Email: [email protected]

Address: London, United Kingdom

Acknowledgment

By enrolling in our programmes or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.